Homebuying 101: What’s a Seller’s Disclosure?

In many residential sales, sellers are required to provide information about the condition of the property, which benefits both the buyer and seller. It’s Required by Texas Law Sellers of a single-unit residential property are required to provide a seller’s disclosure notice to a buyer. The notice details what the sellers know about the property […]

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HOMEBUYING 101: WHAT’S THE POINT OF MORTGAGE POINTS?

If you’re thinking about financing a property purchase, you’ve probably come across the term points or discount points. Although there are other meanings, most often these terms refer to prepaid interest, with one point equal to 1% of your mortgage loan. Lenders offer borrowers the opportunity to purchase points on their mortgage, which means you’re […]

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Home Buying 101: 7 Ways to Boost Your Credit Score

If you are planning to apply for a mortgage loan, it is time to give your credit score some serious attention.

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