KEEPING YOUR HOME IN TIP-TOP SHAPE
From summer vacations to winter holidays, it seems each season offers the perfect excuse to put off our to-do list. But be careful, homeowners: neglecting your home’s maintenance could put your personal safety—and one of your largest financial investments—at serious risk. In no time at all, small problems can lead to extensive and expensive repairs. […]
As the spring market approaches, will the good times continue?
While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last? When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether […]
HOMEBUYING 101: WHAT’S THE POINT OF MORTGAGE POINTS?
If you’re thinking about financing a property purchase, you’ve probably come across the term points or discount points. Although there are other meanings, most often these terms refer to prepaid interest, with one point equal to 1% of your mortgage loan. Lenders offer borrowers the opportunity to purchase points on their mortgage, which means you’re […]
PROTESTING YOUR APPRAISAL VALUE
Property tax appraisals for the current year’s taxable values are issued in the spring in all counties. Below are a few tips to help in understanding your statement and for filing a protest if you disagreewith the appraised value. After you Receive your Notice of Appraised Value First, verify that the appraisal is for the […]
Introducing the Styles We Love…
We’ve all spent a lot more time at home over the past year. And for many of us, our homes have become our office, our classroom, our gym—and most importantly, our safe haven during times of uncertainty. So it’s no surprise to see that design trends for 2021 revolve around soothing color palettes, cozy character, […]
Home Buying 101: 7 Ways to Boost Your Credit Score
If you are planning to apply for a mortgage loan, it is time to give your credit score some serious attention.
Who doesn’t want to save money on their property taxes?
If you own a home, and haven’t yet filed for your homestead tax exemption, now is the time. WHAT IS A HOMESTEAD EXEMPTION? The homestead exemption reduces a homeowner’s property tax by removing part of the home’s value from taxation. All Texas homeowners may apply for and receive a General Residence Homestead Exemption of $25,000 […]
