Homebuying 101: The Difference Between Being Pre-Qualified and Pre-Approved
In today’s real estate market, the majority of home sellers require that a pre-qualification letter be included with a potential buyer’s offer on their home. Although a pre-qualification letter does not guarantee a mortgage loan, it let’s the seller know that the buyer has the purchasing power to make a legitimate offer. So before you […]
Can I buy or sell a home without a real estate agent?
Today’s real estate market is one of the fastest-moving in recent memory. With record-low inventory in many market segments, we’re seeing multiple offers—and sometimes even bidding wars—for homes in the most sought-after neighborhoods. This has led some sellers to question the need for an agent. After all, why spend money on a listing agent when […]
KEEPING YOUR HOME IN TIP-TOP SHAPE
From summer vacations to winter holidays, it seems each season offers the perfect excuse to put off our to-do list. But be careful, homeowners: neglecting your home’s maintenance could put your personal safety—and one of your largest financial investments—at serious risk. In no time at all, small problems can lead to extensive and expensive repairs. […]
As the spring market approaches, will the good times continue?
While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last? When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether […]
Home Buying 101: 7 Ways to Boost Your Credit Score
If you are planning to apply for a mortgage loan, it is time to give your credit score some serious attention.
