Real Estate as an Investment

Among its many impacts, COVID-19 has had a pronounced effect on the housing market. Low home inventory and high buyer demand have driven home prices to an all-time high.1 This has given an unexpected financial boost to many homeowners during a challenging time. However, for some renters, rising home prices are making dreams of homeownership […]

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HOMEBUYING 101: WHAT’S THE POINT OF MORTGAGE POINTS?

If you’re thinking about financing a property purchase, you’ve probably come across the term points or discount points. Although there are other meanings, most often these terms refer to prepaid interest, with one point equal to 1% of your mortgage loan. Lenders offer borrowers the opportunity to purchase points on their mortgage, which means you’re […]

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